Bad Credit?
Get Approved Even With Bad Credit
Do you need financing for a vehicle, but bad credit is holding you back? At Irwin Hyundai in Laconia, NH, we can help you get the approval you need today.Life Happens, You Deserve A Second Chance
At Irwin Hyundai, we understand that sometimes people run into financial difficulty through no fault of their own. Layoffs, divorce, medical emergencies, and other unanticipated events can happen to anyone and can result in bad credit. We understand that due to events beyond their control, many Americans have experienced bankruptcy and foreclosure. We are willing and able to help you rebuild your credit by securing a car loan for you.Our Team Can Help!
Our experienced financial professionals have access to many lenders and have the connections and the know-how to get you approved for a loan. Most importantly, our courteous and professional staff will treat you with the respect and integrity you deserve regardless of your credit history. Start rebuilding your credit today. It's secure, quick, easy, and completely hassle-free! With one of the largest selections of new and used and used vehicles, Irwin Hyundai can help.
Common Credit Issues
Bankruptcy
Many people have experienced bankruptcy. Sometimes bankruptcy can be due to medical bills, credit card debt due to a layoff or poor decisions when we are young. We believe you deserve a second chance no matter how you got here. We understand that bankruptcy can happen to anyone, and we are ready to help you rebuild your credit and get a fresh start.Repossessions
A repossessed vehicle will not automatically disqualify you for another car loan, but it can impact your credit score. Our financial service professionals are here to help! Give us a call and we will start the process of getting you a car loan.Late Payments Or Slow Pays
Things happen. Whether a bill gets misplaced or an automated payment takes too long, Maybe you were recently laid off and had to make a late payment to put food on the table. There are plenty of reasons why people miss payments or make late payments. Our financial services team can work out most credit problems for you, even slow pays and get you into the car you deserve.House Foreclosure
Sometimes, life comes at you fast. Some of our clients have experienced a home foreclosure. Medical emergencies, job layoffs, and other circumstances can happen when you least expect it, sometimes resulting in foreclosure. Our financial service managers are ready to help you get back on your feet. Start improving your credit today by applying for a car loan. We offer NH Bad Credit Car Loans for all different types of circumstances.Charge Offs
Do you have unpaid credit cards, previous loans, student loans or other debt on your credit history? Even if you still have unpaid debts, we are willing to work with you and help you get the loan you need for a new or used car. We offer credit challenged help for a variety of situations. We can even help you get back on the road to good credit.
“When other dealers couldn’t get me the financing I needed the guys at Irwin’s were able to come through. They were great to deal with and I highly recommend them.”
– Jim B., Gilford, NH
“They were the fourth dealer I went to. I didn’t think they could get me financed with my credit situation. Irwin’s was able to help me when others couldn’t. While that was great I was more impressed with how they treated me. I felt very comfortable.”
– Gene H., Rochester, NH